Posts filed under ‘Lyons’

Three Tips to Help Sell Your Home

December 20, 2010 at 6:47 pm Leave a comment

Labor Data suggests that hiring may soon pick up

 

The latest DoL data suggests that companies may soon accelerate  the hiring process.

December 9, 2010 at 4:11 pm Leave a comment

OPEN HOUSE! | Basking Ridge Ranch Home

OPEN HOUSE THIS SUNDAY DEC 5TH IN BASKING RIDGE  1 -4 PM

71 SPENCER RD

COME MOVE RIGHT INTO THIS PERFECT SPOTLESS RANCH THAT IS WALKING DISTANCE TO TRAINS, SCHOOLS AND THE BASKING RIDGE DOWNTOWN. THE SPACIOUS PRIVATE REAR YARD FEATURES A WOOD DECK FOR OUTDOOR LIVING.

December 2, 2010 at 3:16 pm Leave a comment

Elegant Colonial Home in Warren Twp

We would like to present this lovely renovated home in the Hills of Somerset, located in Warren Township, NJ.

Preview this charming colonial, situated on a large, 1.81 acre lot with lush green grounds, a paver patio, a sylvan in ground pool, and a Magnificent Gourmet Kitchen. All which highlight this gem of a property.

Exit 24/7 Realty, Broker Carl Porambo of Watchung. Warren Real Estate, Somerset Hills, Watchung Real Estate. Homes for Sale.

November 30, 2010 at 1:14 pm Leave a comment

N.J.’s exit tax

N.J.’s exit tax: So baffling, even officials can’t explain it…

If you thought New Jersey’s jughandles were confusing, try wrapping your head around the state’s “exit tax.”

http://www.nj.com/business/index.ssf/2010/10/nj_exit_tax_has_real_estate_at.html

October 18, 2010 at 6:05 pm Leave a comment

Bank of America delays foreclosures in 23 states

Bank of America is delaying foreclosures in 23 states as it examines whether it rushed the foreclosure process for thousands of homeowners without reading the documents.

http://finance.yahoo.com/news/APNewsBreak-BofA-delays-apf-3343207402.html?x=0

October 2, 2010 at 2:15 pm Leave a comment

Short Sales and Foreclosures- Do I have a Choice?

Today, we would like to take a bit of your time, commenting on the current housing issues and economic situation we are all facing.

Unless you have been off the grid…you know what our nation is going through in terms of the financial and economic hardships. One of the major concerns most everyone shares, is the state of housing.

For many if not most, a home is the largest investment a family or an individual will make. The uncertainty of job stability and-or steady employment for some and the unfortunate reality for others who may have fallen behind in their mortgage payments, are all to real.

If you happen to be facing foreclosure, we may potentially be of help in negotiating a Short Sale with your lender. What is a Short Sale? Basically a Short Sale is when the lender agrees to accept and settle on a lower or lesser amount than the full balance of the mortgage you owe.

A Short Sale will be reported as a debt that was discharged, but not paid in full. This will impact your credit rating and credit score less than if you allowed your property to foreclose. A Foreclosure will have a much MORE negative effect on your credit rating/score, In fact it could be as much as a 200 point lower credit score.

Another advantage of trying to negotiate a Short Sale is that currently under Fannie Mae regulations, mortgage borrowers can be eligible for a purchase loan only 2 years after a short sale.  Compare this to waiting  5 years, after a foreclosure. Also, some lenders may be slightly more inclined to loan on a mortgage to someone who went through a short sale rather than a foreclosure. 

By opting for the Foreclosure alternative, a Short Sale, a potential borrower shows that they were proactive in trying to pay off the majority of their debt rather than simply giving up or walking away from their home.

Now we are not saying that a Short Sale is for everyone. We are not saying that everyone who is facing the possibility or are in the beginning stages of Foreclosure will qualify for a Short Sale, but our Exit 24/7 Realty | NJ REO Servicing team may be able to help you in preventing a Foreclosure.

Please give us a call, 908-754-0111 or send an email to the Exit 24/7 Realty | NJ REO Servicing Office. [njreoservicing@gmail.com] So we may discuss the possibility of a Short Sale today.

September 2, 2010 at 12:00 pm Leave a comment

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